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Terms and Conditions

Agreement for Today's Believer
Use and participation in website is contingent upon your acceptance of the following terms and rules. By using our website, you accept these terms. We may amend these terms of use at any time and any revised version will be effective immediately when it is displayed on our website. Your continued use of our website after a change has been made to the policies of our website implies your compliance to those changes.

General Terms of Use
References in these terms of use to "we", "our" and "us", etc. are references to us, Today's Believer. Your use of our website at www.todaysbeliever.org is subject to these terms of use. If you do not agree to these terms of use, you are not authorized to use or continue using our website.

Today's Believer does not guarantee the accuracy of any articles or other posted information on its website. All Today's Believer content is provided by contributors like you. You should not rely upon the content of this website in making or refraining to make any decision or taking or refraining to take action.

You agree that any use you make of such Today's Believer content is at your own risk and that Today's Believer is not responsible for any losses resulting from your reliance on any Today's Believer content on the Today's Believer website. Today's Believer content on the Today's Believer website should never be used as a substitute for advice from a qualified professional.

All Today's Believer content available through or in connection with the Today's Believer website is provided 'as is' without warranties, representations, or guarantees of any kind. Today's Believer disclaims any and all implied warranties with respect to Today's Believer content. Opinions expressed through the Today's Believer website are the opinions of the individual author and do not reflect the opinions of Today's Believer.

Additional Terms of Use
Additional terms of use apply to the use of certain areas or features of our website. These additional terms of use are set out on the relevant pages of our website and form part of these terms of use as if set out in full below. However, in the event of any conflict between these terms of use and any additional terms of use, the latter shall prevail.

Copyright Information
Unless otherwise stated all materials on this website are © Today's Believer. Third party content has been included with the consent of known copyright holders.

Today's Believer is not responsible for any intentional or unintentional misuse of another author's work. All material received and used on this website is considered original and submitted by its original owner. All material on this website is under copyright to each individual author and may not be republished without permission from that author.

If you feel we are using copyrighted material inappropriately or you find something on our website that belongs to you and was submitted without your knowledge please contact us immediately at conatct@todaysbeliever.org. We will take the necessary action to resolve the matter.

Copyright and Trademarks
We own or are licensed to use all copyright and other intellectual property rights in and to our website, its design and content, and all technical infrastructure relating to it.

Material contained in our website may be downloaded, viewed and printed for personal non-commercial use or for internal non-commercial circulation within your organization provided that no trade mark, copyright or other proprietary notices contained in or appearing on such material are removed in whole or in part. Material contained in our website may not otherwise be copied, reproduced or redistributed in whole or in part without our prior written permission. In particular, it must not be reproduced or exploited for commercial gain. All other rights are reserved and you must ask our permission before making any other use of material contained in our website. This permission to reproduce material does not extend to material identified as belonging to third parties, where you must obtain the permission of the relevant owners before reproducing such material.

The trademarks and logos (including Today's Believer logo) used and displayed on our website are our registered and unregistered trademarks or those of others. You may not use these trademarks without our prior written permission or that of the owner(s) of the trade mark(s) in question.

Privacy Policy
Today's Believer is committed to protecting your privacy. We use the information we collect from you only as a means to serve you better. We will not sell or provide your information to another party without your prior consent. Please read on for more details about our privacy policy.

To ensure the privacy of your personal information we use secure server software. Personal information which is entered during online registration is secure. All personal data, not just the credit card transaction, is encrypted by our secure server. Furthermore, all of the data we collect is protected against unauthorized access.

Our web server does not capture any personal data. However, in common with most web servers, the IP address and the corresponding domain name of the client are automatically logged. The address of the page where the client came from (the referrer) and the software used to access the page (the agent) are also logged. This routine logging of web server activity is necessary for monitoring the service we aim to provide. As part of the monitoring process, logs are also used for statistical analysis.

Today's Believer does not provide access to your personal information without your prior approval as indicated above. We may provide aggregate statistics about our customers, traffic patterns, and related site information based on the many thousands of visitors to our Web site, but, again, these statistics will include no personally identifying information.

By using our website, you consent to the collection and use of this information by Today's Believer. If you are under age 18, you must not provide your name, e-mail address, or any other identifying information without the consent of your parent or guardian, or as otherwise provided for by applicable law. If we do decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.

Our website may contain links to other websites which are outside our control and are not covered by this privacy policy. We are not responsible for the privacy policies of any such linked websites.

Accessibility
We aim to make our website and the material provided on it accessible to as many people as possible. We try to make our website compatible with all browsers, but you may see inconsistencies in the presentation of pages if you are using an older browser. Our website has been optimized for most browsers.

Your Obligations When Accessing Our Website

In accessing any part of our website, you agree:

Passwords If required to use a password to access any part of our website, you agree:

We reserve the right to terminate your access to password protected parts of our website if we consider that you are using our website in a manner detrimental to us or to our website or to other users.

Links
You may create a hypertext link to the homepage of our website at www.todaysbeliever.org provided such link is not used in a misleading or defamatory context. You may not create links to any other page or file forming part of our website without our prior written permission.

Links from our website are provided for information and convenience only and we have no control over and cannot therefore accept responsibility or liability for the content of any linked third party website. We do not endorse any linked website or any products or services offered from such a website.

Links Disclaimer
This website contains links to websites operated by parties other than Today's Believer. While we take care to ensure that websites we link to are reputable and accurate, we cannot guarantee this. The inclusion of links to such websites is for your convenience only, and does not imply any endorsement of the content of such sites.

Today's Believer recognizes the value of the Internet in providing access to information, communication and services. For this reason it provides links from its website to third party sites to its readers and wider community. Though we check the currency of these links, we cannot guarantee that they will be available at all times.

Care is taken to ensure that we link only to sites which are of relevance to our users. These sites are not, however, under the control of Today's Believer, and linking does not imply any endorsement of the content held on those sites or any association of Today's Believer with the site owners. Today's Believer reserves the right to determine which sites it links to.

We accept no responsibility for the content or accuracy of those websites and do not necessarily endorse the material contained on them. Access to linked websites is made entirely at your own risk. When you link to another site, you are no longer on our site and are subject to the privacy policy of the new site.

Special Notice for Today's Believer Content Relating to Discussion Forum Matters
Discussion contents reflect the views of individual participants only. Today's Believer and its owner organizations bear no responsibility for accuracy of participant comments and will bear no legal liability for discussion results. The User acknowledges that discussion forum hosted by this website is public and not private communications. Further, the User acknowledges that posting and discussion by other Users are not endorsed by Today's Believer, agents or contractors, and such communications shall not be considered reviewed, screened, or approved by Today's Believer. User agrees not to use this forum to post any material that is vulgar, defamatory, inaccurate, harassing, hateful, threatening, invasive of the privacy of others, sexually explicit, or illegal. User also agrees that he or she will not post any copyrighted material.

Special Notice for Today's Believer Content Relating to Financial Matters
Today's Believer shall not be responsible or liable for the accuracy, usefulness or availability of any Today's Believer content, and shall not be responsible or liable for any decisions based on such information.

Special Notice for Today's Believer Content Relating to Health Matters
Today's Believer content is not a substitute for professional medical advice, examination, diagnosis or treatment. Always seek the advice of your physician or other qualified health professional on all health matters you have. Do not delay seeking or disregard medical advice based on Today's Believer content on this site. No health-related Today's Believer content on the Today's Believer website, including information about herbal therapies and other dietary supplements, is regulated or evaluated by the Food and Drug Administration and therefore the information should not be used to diagnose, treat, cure or prevent any disease without the supervision of a medical doctor or other qualified health professional.

Special Notice for Today's Believer Content Relating to Legal Matters
Today's Believer content is not a substitute for professional legal advice. Always seek the advice of a qualified attorney licensed in the appropriate jurisdiction before taking any course of action that may affect your legal rights.

Termination of Use and Removal of Materials
We reserve the right to terminate or restrict any person's registration on or use of or access to this website at any time and for any reason in our absolute discretion and without notice and to remove any materials, information, images and data posted by or on behalf of any such person without any liability whatsoever.

Exclusions and limitations of liability
Today's Believer attempts to maintain the highest accuracy of content on its website. Owing to the nature of the Internet we cannot guarantee that our website or the websites to which it is linked will always be available to you. We also cannot guarantee that any material which you download from or access on our website or the websites to which it is linked will be free from infection, viruses and/or other code that has contaminating or destructive properties. You should therefore ensure that you have appropriate protection against viruses and other security arrangements in place whilst using the Internet.

Our website has been prepared with the primary aim of providing information about us and what we do, and is not intended to constitute specific advice in relation to any of your particular requirements. Although every reasonable effort has been made to ensure that the information and material we have prepared for our website was accurate at the time of publication, it is subject to variation at any time without notice and we give no warranty whatsoever that any information or material on our website will be accurate or complete at any particular time or at all. If you believe that any information or material which we have prepared for and published on our website is inaccurate please let us know and we will correct it, where we agree, as soon as is reasonably practical.

Today's Believer makes no claims, promises, or guarantees about the absolute accuracy, completeness, or adequacy of the contents of this website and expressly disclaims liability for errors and omissions in the contents of this website. No warranty of any kind, implied, expressed, or statutory, including, but not limited to, the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose, and freedom from computer virus, is given with respect to the contents of this website or its hyperlinks to other internet resources. Reference in this website to any specific commercial products, processes, or services or the use of any trade, firm, or corporation name is for the information and convenience of the public and does not constitute endorsement, recommendation, or favoring by Today's Believer.

The information, materials, images and data we provide on our website is free of charge. The information, material and services are provided on an 'as is' and 'as available' basis and we accept no liability for such information, material and services provided. Where you rely on any free information, material or services on our website, you do so entirely at your own risk and you accept that, except as set out in these terms of use, all warranties, conditions and undertakings, express or implied, whether by common law, statute, trade usage, course of dealings or otherwise in respect of such information, material and services are excluded to the fullest extent permitted by law.

In no circumstances shall we be liable to you for information, materials, images and data any direct, indirect or consequential loss, loss of profit, revenue or goodwill resulting or arising from your use of or inability to use our website or any other website linked to it, or from your reliance on the information, material and services provided on our website or information, materials, images and data accessed through it./p>

We shall not be liable to you by reason of your inability or that of any third party to access this website, or any delay in performing, or failure to perform, any of our obligations in relation to this website, if the inability, delay or failure was due to any cause beyond our reasonable control.

We shall not be liable to you for any loss, damage, costs, expenses or other claims which arise out of or in connection with information, materials, images and data posted on this website by us or on behalf of any third party.

Nothing in these terms of use is intended to exclude our liability for death or personal injury caused by our negligence or for our fraudulent misrepresentation.

Indemnification
In consideration for your use of and access to Today's Believer website, you agree that in no event will Today's Believer or any owner, director or anybody else affiliated with Today's Believer be responsible or liable to you or any entity in any manner whatsoever for any loss, damage, injury, claim, liability, or other cause of any kind or character whatsoever based upon or resulting from any information provided on Today's Believer website.

You, as a visitor and/or user of Today's Believer website, agree to defend, indemnify, and hold harmless Today's Believer from and against all claims, losses, costs, and expenses arising out of your use of the Today's Believer website, or arising out of any violation of laws or these Terms and Conditions committed by you, including, without limitation, any communication by you which is claimed to be defamatory, obscene or otherwise unlawful, or which is claimed to violate the copyright, trademark, proprietary or other rights of third parties, or which constitutes a submission of materials.

Jurisdiction
Our website has been designed and these terms of use shall be governed by and construed in accordance with US and the State of Oklahoma law. Any dispute arising out of the accessing or use of our website shall be subject to the jurisdiction of the US and the State of Oklahoma courts.

General
Nothing in these terms of use is intended to, nor shall it, confer any benefit on a third party whether under the Contracts (Rights of Third Parties) Act 1999 or otherwise.

You may not assign or transfer your rights under these terms of use without our prior written permission.

Our failure at any time to enforce any right we may have against you does not result in our waiver of such a right.

If at any time any provision of these terms of use is or becomes invalid or illegal in any respect, such provision shall be deemed to be severed from these terms of use but the validity, legality, and enforceability of the remaining provisions of these terms of use shall not be affected or impaired as a result.

Tell us what you think
Today's Believer welcomes your questions and comments. Please send your emails to: comments@todaysbeliever.org